In today’s real estate market, many of the homes that become available are sold in the first few days they are on the market and sometimes even sooner. It is truly in the new home owner’s best interest to have a loan pre-approval letter before even starting the home search. In fact, I always submit my client’s purchase offer with a copy of their pre-approval letter. It proves to the seller that you are really serious about purchasing the home and that you will have no problems qualifying for a loan. That alone could help you win out over another person who wants to buy the same house.
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